Employee Benefits

Helping You Take Care of the People Who Take Care of Your Business

At Sound Risk Management, we understand that offering employee benefits is about more than checking a box — it’s about attracting talent, retaining your team, and protecting the people who help your business thrive.

We work with employers of all sizes to build thoughtful, cost-effective benefits packages that balance value for your team with financial sustainability for your company. From group health plans to supplemental benefits, our goal is to guide you through your options, simplify the process, and serve as your long-term partner in benefits strategy.

Group Health Insurance

Your Team’s Health Is Your Business

Choosing the right group health plan doesn’t have to be overwhelming. We help you compare top carriers, understand plan structures, and implement a solution that fits your team’s needs — and your company’s budget.

• PPO, EPO, and HMO plan options

• High-deductible and HSA-compatible plans

• Small group and large group solutions

• Employee contribution strategy and cost-share analysis

• Ongoing support during renewals and open enrollment

Group Life, Disability & Supplemental Benefits

Protection That Extends Beyond the Workplace

We offer a full suite of additional benefits to help protect your team and their families — providing peace of mind when it’s needed most. These benefits are available as employer-paid or voluntary options:

• Group Life Insurance – Provide your employees with basic coverage or offer enhanced options they can purchase for added security.

• Short-Term & Long-Term Disability – Help employees stay financially stable if they’re unable to work due to illness or injury.

• Supplemental Coverage – Including accident, cancer, and critical illness insurance (such as Aflac-style benefits).

• Dental & Vision Plans – Add value to your benefits package with commonly requested coverage.

We take care of the comparisons, carrier relationships, and enrollment support — so you can focus on running your business.

We Work for You 

Sound Risk Management is an independent brokerage. That means we work for you, not for an insurance company. We shop the market, negotiate on your behalf, and deliver the best mix of coverage, cost, and service — year after year.

We also coordinate with third-party HR, payroll, and benefits platforms to ensure a smooth integration of your benefits program into your company’s workflow.

Let’s build a benefits strategy that reflects your values, protects your people, and grows with your business.