Business Consulting Services

Strategic Risk Consulting to Build, Grow & Protect Your Business

Whether you're launching your first business or managing a growing operation, Sound Risk Management delivers actionable advice that protects your assets, reduces liability, and positions your business for long-term success.

- Engagements are not typically not intended to last forever. 
- They are designed to take a business from "Point A, to Point B". 
- Project specific options are available at a customized flat rate. 

Pre-Renewal Consulting 

A three month consulting program designed to take a business through their entire insurance renewal process.  Allowing the owners of the business to focus on what they know best which is growing and operating their business. While our consultant takes the lead for the entire renewal process.  Filling out renewal applications, securing loss history information, playing referee over competing broker disputes, and reviewing all competing quotes, providing an unbiased, third party opinion that you can trust and rely on. 

*We currently do not offer Pre-Renewal Consulting services for business with under $10,000 in renewal premium. However, our start up consulting package, or hourly consultations are still available. 

Business Start-Up Consulting

We help entrepreneurs tackle fear and confidently start the business of their dreams. 

Starting a business is exciting!!! But it also comes with a lot of uncertainty, confusion, and the most paralyzing of all... FEAR.  Our consultations are designed to erase those fears, so you can go for your dream! 

Common questions we answer within the first 5 minutes of our initial consultation, simple questions that have been holding them back for years. Don't let it happen to you,

- How much will my business insurance cost so I can budget my expenses?
- Do I need a corporation to purchase business insurance?  
- What if I've already started operating without insurance, can I get in trouble? 

Let us answer the questions that have been holding you back.

Invest in yourself, conquer your fears, and live out your dream.

Our expertise extends far beyond insurance, start with the the discounted initial consultation and see where it takes you. 

Real-Estate - Insurance & Risk Management Consulting

As your business or property portfolio grows, so does your exposure. Managing risk across vendors, tenants, employees, and locations requires structure and strategy.

How We Help:

• Tenant & Vendor Risk Management – Let us systematize your subcontractor, vendor and tenant COI collection and renewal reminders.  Managing your first property was easy, one lease, one tenant.  Things are different now, let us come in and get this organized. 
• Brokering, Combining, Strategizing – Align coverage to entity risk without duplicating or under-insuring.  When properties have common ownership they become combinable from an insurance standing.  Meaning one policy for multiple properties.  Easily add and remove properties, forecast budgets with flat rates based on insured value and we have multiple other strategies that save time and money.  
• Risk Layering Strategy – Use LLCs, umbrella policies, and named insured structures wisely.  Sometimes combining properties is not a good idea.  Some are higher risk than others, taking a loss on a portfolio means they all may see an increase.  Separating property ownership while combining them under an Excess or Umbrella policy for cost savings spreading the increased rates over the portfolio, while some properties remain on their own GL policies.  A truly customized approach to risk management.  
• Loss Control Plans – Prevent claims through proactive loss control systems, site safety, and procedural improvements.  When managing portfolio's especially those on combined policies, having set standards for loss control measures such emergency contingency plans for each property, surveillance and monitoring of vacant and occupied properties, is a must.  

Portfolio Risk Management Consulting 

* Months where no new Tenants or Properties were added the retainer will accumulate and can be used for future Tenant or Property onboarding. 

* Onboarding required for all new Tenants and Properties under the Risk Management Portfolio. 
* Onboarding includes all four bullet points above and more. 

Custom Consulting Packages & Fees

All fees are transparent and scaled to business or portfolio size. Our consulting is independent and carrier-neutral.

 
Let’s Plan a Safer, Smarter Future

Whether you’re starting your first business or managing a complex operation, we’re ready to help.