Specialty Commercial Auto Fleet Program

Smart Coverage for Hardworking Fleets

At Sound Risk Management, we understand the unique insurance challenges businesses face when managing mid to large-size vehicle fleets. Whether you operate delivery vans, service trucks, trailers, or specialty vehicles — one accident, lawsuit, or uninsured loss can quickly derail your operations.

Our Specialty Fleet Program is built to protect your drivers, vehicles, and bottom line — with coverage and risk management strategies that go beyond standard auto policies.

What We Cover

We design flexible fleet insurance programs tailored to your operations, including:

Liability & Physical Damage
Protection for third-party injuries, property damage, and your own vehicles.
Hired & Non-Owned Auto
Coverage for employee use of personal vehicles and temporary rentals.
Uninsured/Underinsured Motorist
Essential protection if your fleet is hit by a driver without adequate coverage.
Motor Truck Cargo & Trailer Interchange
Specialized coverages for freight handlers, logistics, and transport operations.
Excess Auto Liability
High-limit protection to meet contractual requirements or protect assets.

Who We Help

We work with a wide range of industries that rely on fleet operations, including:

Logistics & Delivery Services
Construction & Trade Contractors
Equipment Rental & Leasing
Field Service Businesses
Specialty Transportation Companies
Municipal & Non-Emergency Medical Transport

Why Choose Sound Risk Management?

We don’t just place insurance — we act as an extension of your risk management team:

Access to Specialty Carriers — We partner with top fleet-focused markets and wholesale brokers.
Fleet Risk Review — We help identify exposures and recommend cost-effective coverage options.
Claims Advocacy — If a loss happens, we’re there to guide and fight for your business.
Flexible Program Structures — Whether you have 10 vehicles or 300, we can scale your program with your growth.

Ready to Keep Your Fleet Rolling?

Protecting your drivers, your vehicles, and your contracts starts with the right insurance strategy. Let Sound Risk Management design a Specialty Fleet Program that works for your business — and your budget.

Call: 631-509-1023