Personal Lines White glove insurance Division:
Private Client Personal Insurance Services:
At Sound Risk Management, we specialize in protecting businesses. That’s our core. That’s our expertise. We are not your typical personal lines insurance agency—and we’re not interested in being one.
However, for our valued commercial insurance clients and select high-net-worth individuals, we offer something different: Private Client Personal Insurance Services designed with the same precision, discretion, and strategic thinking we apply to complex commercial risk.
This is not insurance by mascot.
We don’t compete with online quote mills or bundle-and-hope tactics.
We are risk management consultants who understand the full scope of your liabilities—from your business operations to your personal estate. When your success creates personal exposures that require expert handling, we step in with a tailored approach to protect your home, autos, valuables, family liability, and lifestyle.
We offer this service by invitation only—because our model is built on relationships, not volume. If you're a current business client or an individual whose personal risk profile demands more than cookie-cutter solutions, we welcome a conversation.
What We Cover
Our Personal Lines offerings go beyond the basics, covering your most valuable assets with precision and care:
Home Insurance
- Primary and Secondary Homes
- High-Value and Historic Properties
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Comprehensive dwelling protection against fire, weather events, theft, and more
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High-value contents coverage for jewelry, fine art, electronics, and furnishings
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Personal liability protection for accidents occurring on or off your property
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Additional living expenses to maintain your standard of living during repairs
Auto Insurance
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Protection for personal, luxury, and collector vehicles
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Full coverage including liability, collision, and comprehensive
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Uninsured/underinsured motorist coverage
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Optional enhancements such as roadside assistance and rental reimbursement
Flood Insurance
- Private Client Flood Insurance
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Fast, streamlined quoting and underwriting process
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Coverage for structural damage, contents, and temporary housing
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Access to private market and NFIP options for optimal pricing and protection
Life Insurance
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Term, whole, and universal life policies tailored to your long-term goals
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Estate planning and wealth transfer strategies
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Transparent policy reviews and education to ensure clarity
Other Coverages
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Personal Umbrella Liability
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Jewelry, Fine Art, and Collectibles
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Watercraft and Recreational Vehicles
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Domestic Staff Liability and EPLI
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Family Office and Trust-Owned Assets
How We Work
Your personal coverage is reviewed with the same diligence and detail as your business program. We consult, design, and implement protection strategies that align with your overall financial picture and future plans—not just your renewal date.
We partner with leading carriers that understand high-net-worth risk, and we advocate fiercely on your behalf in the event of a claim.
A Different Kind of Access
Our Private Client services are not open to the public. They are extended exclusively to those who align with our values, understand the value of professional guidance, and prefer long-term partnerships over transactions.
Let's Talk
Protecting your personal world should be effortless. Trust Sound Risk Management Corp. to handle it with precision and care.
Call: 631-509-1023
Text: 631-791-6881
Email: info@soundriskmanagement.com
